Simple, accurate, and fully online โ our expert CAs handle your ITR from document collection to e-verification. Updated for FY 2025โ26 (AY 2026โ27).
New staggered deadlines (Budget 2026), income up to โน12 lakh tax-free (Section 87A), standard deduction raised to โน75,000, and the new Income Tax Act 2025 now in effect from 1 April 2026. All details updated below.
E-filing (electronic filing) is the process of submitting your Income Tax Return online โ either directly through the Income Tax Department portal or through authorised intermediaries like Acculex. It is fast, secure, and mandatory for most taxpayers in India.
Under the Income Tax Act, 1961 (and the new Income Tax Act, 2025 effective 1 April 2026), every individual, HUF, firm, and company whose income exceeds the basic exemption limit must file an annual ITR. Even if your tax liability is zero โ due to Section 87A rebate โ you may still need to file if your gross income exceeds the exemption limit.
Under the new tax regime, residents earning up to โน12 lakh (โน12.75 lakh for salaried individuals after โน75,000 standard deduction) pay ZERO income tax โ thanks to the enhanced Section 87A rebate of โน60,000.
The Income Tax Act, 2025 came into effect on 1 April 2026, replacing the decades-old Income Tax Act, 1961. However, for FY 2025โ26 (AY 2026โ27), your ITR is still governed by the Income Tax Act, 1961. Key terminology change: Form 16 becomes Form 130, Form 26AS becomes Form 168, and Forms 15G/15H merge into Form 121 under the new rules.
Resident individuals with salary, one house property, other sources. Income up to โน50 lakh. Deadline: 31 July 2026.
Individuals & HUFs with capital gains, foreign income/assets, multiple house properties. Deadline: 31 July 2026.
Individuals & HUFs with income from business or profession. Non-audit deadline: 31 Aug 2026.
Residents under presumptive scheme (Sec 44AD, 44ADA, 44AE). Freelancers, consultants. Deadline: 31 Aug 2026.
Partnership firms, LLPs, AOPs, BOIs, and cooperative societies.
Companies (except those claiming exemption under Section 11). Deadline: 31 Oct 2026.
Trusts, political parties, scientific research institutions under Sec 139(4A)โ(4D).
Union Budget 2026 introduced staggered deadlines โ a major change. The deadline depends on the ITR form you file.
Budget 2026 expanded the ITR-U window. You can now file an Updated Return for up to 4 years (48 months) from the end of the Assessment Year. For AY 2026โ27, ITR-U can be filed until 31 March 2031. Losses in updated returns can now be carried forward (a new provision).
Choose between the New Tax Regime (default) and the Old Tax Regime.
| Annual Income (Taxable) | Tax Rate | Notes |
|---|---|---|
| Up to โน4,00,000 | NIL | Basic exemption (raised from โน3L) |
| โน4,00,001 โ โน8,00,000 | 5% | |
| โน8,00,001 โ โน12,00,000 | 10% | Sec 87A rebate = ZERO TAX if total โค โน12L |
| โน12,00,001 โ โน16,00,000 | 15% | |
| โน16,00,001 โ โน20,00,000 | 20% | |
| โน20,00,001 โ โน24,00,000 | 25% | New 25% slab โ Budget 2025 |
| Above โน24,00,000 | 30% | 30% now starts at โน24L (was โน15L) |
If your total taxable income is โน12 lakh or below, the Section 87A rebate eliminates your entire tax liability. Salaried individuals additionally get a โน75,000 Standard Deduction โ making income up to โน12.75 lakh effectively tax-free.
+ 4% Health & Education Cess on total tax | Surcharge applicable for income above โน50L | Max surcharge capped at 25% under new regime
| Annual Income | Below 60 | Senior (60โ80) | Super Senior (80+) |
|---|---|---|---|
| Up to โน2,50,000 | NIL | NIL | NIL |
| Up to โน3,00,000 | โ | NIL | NIL |
| Up to โน5,00,000 | โ | โ | NIL |
| โน2.5L โ โน5L | 5% | 5% | โ |
| โน5L โ โน10L | 20% | 20% | 20% |
| Above โน10,00,000 | 30% | 30% | 30% |
Standard Deduction of โน50,000 for salaried individuals. Section 87A rebate of โน12,500 for total income up to โน5 lakh. Major deductions allowed: 80C (โน1.5L), 80D, HRA, home loan interest, LTA, etc.
Fully online, transparent, and CA-assisted. No office visits needed. Average completion: 24โ48 hours.
Fill out our quick quote form or reach us via WhatsApp/email. Tell us your income type (salaried, business, NRI, etc.) and the assessment year. We'll confirm the right plan within hours.
We send you a precise checklist based on your income type. Share documents securely via WhatsApp, email, or our portal โ Form 16, bank statements, AIS, Form 26AS, investment proofs, and more.
Our qualified CA reviews all documents, computes income under all 5 heads, applies every eligible deduction, cross-checks Form 26AS / AIS / TIS for mismatches, and selects the right ITR form and tax regime (new vs old โ whichever saves more).
We share a detailed tax computation summary โ showing total income, deductions, tax payable/refund due, and which regime we are filing under. You review, ask questions, and approve before we file.
We file your return on the Income Tax Department's official portal (incometax.gov.in). For cases requiring Form 10IEA (business taxpayers opting for old regime), we handle that too.
We guide you through instant e-verification โ via Aadhaar OTP, Net Banking, Bank ATM, or DMAT account. You receive ITR-V (acknowledgment) immediately. Refunds typically arrive within 15โ45 days.
The exact documents depend on your income type. Here's a comprehensive list. Our team sends a personalised checklist after you contact us.
PAN Card
Aadhaar Card (linked to PAN)
Bank Account Statement
Form 26AS (Tax Credit)
AIS (Annual Information Statement)
TIS (Taxpayer Information Summary)
Form 16 / Form 16A from Employer
Salary Slips (if no Form 16)
Rent Receipts (if HRA claimed)
Home Loan Interest Certificate
Health Insurance Premium (80D)
Investment Proofs (80C โ PPF, ELSS, LIC)
Capital Gains Statement (Broker)
Property Sale / Purchase Deed
Mutual Fund Statement (CAMS/KFintech)
DEMAT Account Statement
Books of Accounts / P&L Statement
Balance Sheet
GST Returns (if registered)
TDS Certificates (Form 16A)
Audit Report (if applicable)
๐ก Tip: Download your AIS from the IT portal before filing โ it shows all income/transactions reported against your PAN. Mismatches are the most common reason for IT notices.
Missing your ITR filing deadline is never worth it. Here's exactly what you lose.
Filing is mandatory in these situations regardless of tax liability:
Gross income above โน4 lakh (new) or โน2.5 lakh (old) before deductions.
Spent over โน2 lakh on foreign travel โ even if income below limit.
Hold any foreign asset, signing authority, or income outside India.
Paid electricity bills over โน1 lakh in the financial year.
Deposited over โน50 lakh in savings accounts during the year.
TDS deducted even if income below exemption โ file to claim refund.
Turnover above โน60 lakh (Sec 44AB) or professional receipts above โน50 lakh.
To carry forward capital/business losses, timely filing is mandatory.
Everything you need to know before getting started.
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